Say you find a nice shell out in the world inAnother Crab’s Treasure, or you’ve purchased one that you really like for microplastics. It may not last long thanks to the shell-breaking danger out there in the ocean.

Whether it’s from repeated blows, or a boss' shell-breaking specialty skill, you’re liable to end up naked again, and when you die, you’ll generally end up shell-less too. If you want to make sure you keep your claws on your favorite shell, whether it’s for looks or for its skill, and be battle ready, you’ll want to get some Shell Insurance.

Kril respawning with a Tennis Ball shell and getting a message about it being insured in Another Crab’s Treasure.

What Is Shell Insurance?

Shell Insurance is a mechanic that allows youpay Microplasticsin order tokeep a particular shell, andhave it be available to you whenever you dieand return to a Moon Snail Shell,even if it’s been broken.

You canapply Shell Insurance to one shell at a time, and once insured, you’ll see that shell pinned to your Moon Snail Shell menu.

Kril in the Shell Insurance menu at Shellfish Desires and it shows a menu of shells and prices in Another Crab’s Treasure.

With Shell Insurance on a shell,any time you dieto a regular enemy or a boss andreturn to the Moon Snail Shell, whichevershell you’ve insured will automatically be equippedonto you once you revive.

This means you cansave your favorite shell with Shell Insuranceand not onlybypass needing to find one if you die, but it can alsosave you from needing to track down another copyof a powerful shell, or one with a useful skill, like the Yoccult.

Shell Insuranceonly applies if you die and get the Watery Grave screen, not if you fall off a platform without a shell but respawn with lost health nearby.

How To Purchase Insurance For A Shell

Shell Insurancebecomes available onceyou havebeaten Magista, Tyrant of Slacktide,andunlocked the Shellfish Desiresstore, located inNew Carcinia.

Shellfish Desires allows you topurchase Shell Insuranceforany shell you’ve previously unlocked, as well asbuy several special shellsfor Microplastics.

Each shell you can insurecosts a certain amount of Microplastics, with the more common orweaker shells costing as low as 200Microplastics, whilerarer or more powerful shells, such as the F Shell, can costupwards of 3,000 Microplastics.

You can obtain the F Key shell byusing the Spearfishing skill on the glowing F keyon the store’skeyboard sign.